Brad is on the roll of solicitors of England & Wales but does not hold a practising certificate and does not provide legal advice.
Updated June 2026 · England & Wales
When you bring a money claim through the County Court and the defendant agrees to pay part of what you're asking for, the court sends you Form N225A to find out how you want to respond. It is the mechanism by which a claimant formally accepts or rejects the partial offer made by the other side and tells the court how any judgment should be paid.
Getting this stage right matters. Your decision on N225A affects whether you end up with a quick enforceable judgment for the admitted portion, or whether the disputed balance proceeds as a defended claim. This guide walks through what the form is for, when it arrives, how the two response routes work, and the practical points to think about before you tick a box. Author: Brad Askew, Legal Tech Founder (civil and commercial law background).
What this document is
Form N225A is the court-issued response form sent to a claimant when a defendant has filed a part admission to a specified money claim. A specified claim is one where you asked the court for a fixed sum of money (for example, an unpaid invoice of a known amount), rather than damages to be assessed.
A part admission happens when the defendant accepts they owe you something, but less than the full amount you've claimed. The form gives you two clear routes. You can accept the defendant's partial offer as full and final settlement of the claim, in which case judgment is entered for that lower figure plus the fixed costs and fees you're entitled to.
Or you can reject the part admission, which means the claim continues as defended in respect of the balance, and the court will normally allocate it to a track for trial. N225A also lets you tell the court how you want any payment made: in one lump sum immediately, by a single later payment, or by instalments.
How to use this document
Check the court papers and the deadline. The form arrives with a covering notice telling you the date by which your reply must reach the court. If you miss the deadline, the claim can be stayed, meaning it sits dormant and you may need to apply (and potentially pay a fee) to lift the stay before it can move forward again.
Decide whether to accept or reject the part admission. Weigh the certainty of a judgment now for the admitted portion against the time, cost and risk of fighting on for the balance. Consider the strength of your evidence, the defendant's ability to pay, and whether the disputed amount justifies contested proceedings and potential allocation to the small claims or fast track.
Complete the identifying details accurately. Fill in the court name, claim number, and both parties' details exactly as they appear on the claim form. Any reference numbers you use internally can be added. If you know the defendant's date of birth, include it; this helps if enforcement is needed later through the Register of Judgments.
Set out how you want payment to be made. Whether you accept or reject, you need to indicate your preferred payment method: immediately, in full by a set date, or by instalments at a rate you propose. The court considers your preference alongside the defendant's stated means before setting a final rate of payment on any judgment.
Return the form to the court before the deadline. Send the completed N225A to the County Court Business Centre or the court address shown on your papers. Keep a dated copy. Once received, the court processes your response, enters judgment where appropriate, and sends sealed orders to both parties.
Q What is the difference between a full admission and a part admission?
A full admission is where the defendant accepts the entire amount claimed and Form N225 is used to enter judgment. A part admission, dealt with on Form N225A, is where the defendant accepts they owe some money but disputes the rest. With a part admission you have a genuine choice to make: take the smaller sum now, or press on for the full amount claimed.
Q What happens if I accept the defendant's part admission?
If you accept, the court will enter judgment for the admitted sum plus any fixed costs and court fees you are entitled to. The defendant is then sent an order to pay on the terms set by the court, and you receive a sealed copy. Accepting typically ends the claim, so you cannot later pursue the balance you gave up.
Q What happens if I reject the part admission?
If you reject, the claim is treated as defended for the full amount. The court will send both sides a directions questionnaire and allocate the claim to a track, usually small claims, fast track or intermediate track depending on value and complexity. You'll need to prepare evidence and attend a hearing before the court decides the disputed balance.
Q How long do I have to return Form N225A?
The covering notice states the deadline, and it is typically a short window from when the court sends the form. Missing it can cause the claim to be stayed. If you need more time, contact the court as soon as possible. Diarise the deadline and aim to post or file well ahead of it so there is no dispute about timing.
Q Can I reject the offered amount but accept the proposed payment terms?
No. N225A treats acceptance as acceptance of the part admission in settlement of the claim. If you reject the sum offered, the claim continues for the full amount and any judgment and payment terms will be decided later by the court. Payment preferences on the form only take effect once you've accepted or once judgment is eventually entered.
Q What if the defendant's proposed instalments are too low?
You can accept the part admission itself while telling the court you object to the defendant's proposed rate of payment. A court officer, or in some cases a district judge, will then determine the rate having considered the defendant's stated income and outgoings. You'll be told the outcome and can ask for a redetermination if you disagree.
Q Do I need a solicitor to complete N225A?
Many claimants, particularly businesses chasing unpaid invoices, complete N225A themselves without legal representation. The form is relatively short. That said, the decision to accept or reject a part admission has real consequences, and talking it through with someone who understands civil claims can help you see the trade-offs clearly before you commit.
Deciding between a quick judgment for less and fighting on for the full sum is rarely obvious, and it depends on the facts of your claim. An experienced legal adviser can help you think through the trade-offs based on what you describe on the call, so you can tick the right box with confidence.
✓A plain-English explanation of what accepting or rejecting means for your claim
✓Practical perspective on the payment options on the form
✓What to watch out for before the court deadline in your situation
✓Answers to your specific questions about the next steps
Personal call · For information only · Independent advisers
Written & reviewed by
Brad Askew Solicitor (non-practising)
Brad is on the roll of solicitors of England & Wales but does not hold a practising certificate and does not provide legal advice. LegalDocuments.co.uk is not a law firm and does not provide regulated legal advice.
This article is for general information only. It is a tool to help you find your way — not legal advice, and not a substitute for speaking to a qualified adviser about your situation.