Brad is on the roll of solicitors of England & Wales but does not hold a practising certificate and does not provide legal advice.
Updated June 2026 · England & Wales
When you bring a civil money claim for an unspecified sum and the defendant accepts they owe you something but does not put a figure on it, the court will send you Form N226. It sits in that awkward middle ground where liability is no longer in dispute but the amount is still wide open, and the next move is yours.
This page walks through what Form N226 is actually for, what each section asks of you as the claimant, and the choices you need to weigh up before you send it back. If you would rather talk your situation through with someone who understands civil procedure before you tick any boxes, you can book a call with one of our experienced legal advisers at the bottom of this page.
What this document is
Form N226 is the standard court form used in England and Wales when a defendant has filed an admission in response to a claim for an unspecified amount of money. An unspecified claim is one where you have not yet put a precise figure on what the defendant owes, which is common in claims for damages, personal injury, or losses that still need to be assessed.
Because the defendant has admitted they are liable but has not proposed a sum to settle the matter, the court cannot simply enter judgment for a fixed amount. That is where Form N226 comes in. It gives you, the claimant, a structured way to tell the court how you want to proceed.
You can ask the court to enter judgment for an amount it decides, or judgment for an amount you agree with the defendant, and you can also set out how you would like any judgment sum to be paid. Returning the form within the time limit shown on it is important, because if you miss the deadline the claim can be stayed.
How to use this document
Read the defendant's admission carefully. Before you fill anything in, look at what the defendant has actually admitted. They may have accepted the whole claim or only part of it, and they may have said something about their means or ability to pay. Understanding exactly what has been conceded shapes every decision you make on the form, so take your time with this first step.
Decide how you want judgment to be entered. Form N226 asks you to choose between asking the court to decide the amount owed, or entering judgment for an amount you have agreed. If the defendant has said nothing about how much they will pay, you will typically need the court to make that determination at a disposal hearing or on paper, based on the evidence you file.
Set out your preferred payment terms. The form gives you space to say how you want any judgment sum paid, for example in one lump sum or by instalments over a set period. If the defendant has suggested terms you are not willing to accept, this is where you explain why and propose something different. Be realistic about what the defendant can actually pay.
Complete the court, claim, and party details. Fill in the court name, claim number, your details as claimant including any reference, the defendant's details, and the date. If you know the defendant's date of birth, include it, as it helps if judgment enforcement becomes necessary later. Double-check every reference number matches the claim paperwork.
Return the form to the court before the deadline. Send the completed Form N226 back to the county court office named on the paperwork, along with a copy of the defendant's admission. Keep copies of everything you send. If you fail to return it by the date shown, the claim will usually be stayed and the court will take no further action until you apply to lift the stay.
Q What does 'unspecified amount' actually mean on a claim form?
An unspecified claim is one where the claimant has not stated a fixed sum they are seeking. This is common where the full loss is not yet quantifiable, such as in personal injury claims or claims for damages that require expert assessment. The court will eventually decide the amount at a disposal hearing or on paper once the defendant's admission of liability is dealt with through Form N226.
Q What happens if I do not return Form N226 in time?
If you miss the deadline printed on the form, your claim will usually be stayed, which means the court will not take any further action on it. You would then need to apply to the court to lift the stay before the case can move forward again. It is much simpler to return the form within the time limit, so diary the deadline as soon as you receive it.
Q Can I reject the defendant's proposal for paying me?
Yes. If the defendant has suggested payment by instalments or at a rate you think is unreasonable given what you know of their finances, you can say so on Form N226 and propose different terms. A court officer or judge will then decide the rate of payment, taking into account any information the defendant has given about their income, outgoings and circumstances.
Q Does admitting liability mean the defendant agrees to pay whatever I ask?
No. Admission of liability means the defendant accepts they are legally responsible, but it does not mean they accept your valuation of the claim. The amount owed still has to be determined, either by agreement between you and the defendant or by the court. This is the key reason Form N226 exists for unspecified claims.
Q Do I need a solicitor to complete Form N226?
No, it is designed to be completed by litigants in person as well as represented parties. That said, the choices you make on the form can affect how your case is resolved and what you ultimately recover, particularly around how judgment is entered and how payment is structured. A conversation with an experienced legal adviser can help you think through your options before you commit.
Q What is the difference between Form N226 and Form N225?
Form N225 is used where the claim is for a specified (fixed) amount of money and the defendant has admitted the full sum. Form N226 is used where the claim amount is unspecified. The key practical difference is that with N226 the court still needs to decide or approve the amount payable, whereas with N225 the figure is already settled.
Q Will there be a hearing after I return Form N226?
Often yes. Because the amount is unspecified, the court typically lists a disposal hearing or directs that the amount be decided on paper after you file evidence of your losses. You may be asked to provide witness statements, receipts, medical reports or other supporting material so the court can arrive at a fair figure.
The choices you make on this form shape how much you recover and how quickly you see the money. An experienced legal adviser can help you think through your options based on what you describe on the call, so you send the form back with confidence.
✓A plain-English walk-through of what each section means for your claim
✓Practical perspective on whether to accept the defendant's position or push for a court-decided amount
✓Guidance tailored to what you describe about the payment terms you should propose
✓Clarity on what happens next in the court process and what to watch out for
Personal call · For information only · Independent advisers
Written & reviewed by
Brad Askew Solicitor (non-practising)
Brad is on the roll of solicitors of England & Wales but does not hold a practising certificate and does not provide legal advice. LegalDocuments.co.uk is not a law firm and does not provide regulated legal advice.
This article is for general information only. It is a tool to help you find your way — not legal advice, and not a substitute for speaking to a qualified adviser about your situation.