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Form N225 UK: Request Judgment on Money Claims

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Part ofCounty Court Forms UK

Updated June 2026 · England & Wales
When you have started a county court claim for a specific sum of money and the defendant has failed to respond within the deadline, you do not have to let the matter drift. The court rules allow you to ask the court to enter judgment against them, which is commonly known as a judgment in default. Form N225 is the document that starts that process for claims where the amount owed is fixed. It is also the form you use if the defendant has filed an admission and you want to accept their offer or request payment on different terms. This page walks through when N225 applies, how to complete it, and what happens after you lodge it with the court. It is written for litigants in person pursuing a straightforward money claim through the County Court Money Claims Centre or the Online Civil Money Claims service.

What this document is

Form N225 is the official court form used to request judgment on a claim for a specified amount of money. A specified claim is one where the debt or sum owed is a fixed figure, such as an unpaid invoice, a loan repayment, or rent arrears calculated to a particular date.

It is distinct from unspecified claims, which usually involve damages the court must assess, and which use a different form (N227). There are two situations where N225 is the right form to file. The first is when the defendant has not filed an acknowledgment of service or a defence within the time permitted by the Civil Procedure Rules, meaning you are entitled to apply for judgment in default under CPR Part 12.

The second is when the defendant has filed an admission on form N9A and you need to either accept their proposed payment plan or ask the court to set different terms. The form asks you to confirm which basis applies, state the sum claimed, and indicate how you want the defendant to pay.

How to use this document

  1. Check that the deadline has actually passed. Before filing N225 for judgment in default, confirm the defendant had 14 days from deemed service to file an acknowledgment of service or a defence. If they acknowledged service, the window extends to 28 days. Filing early will cause the court to reject the request, so count the days carefully from the deemed service date rather than the date you posted the claim form.
  2. Gather the claim details you will need. Open the form and have your claim number, the court details, the parties' names and addresses, and the figures from your particulars of claim to hand. You will need the amount claimed, any interest accrued up to the judgment date, and the court fee you paid when issuing the claim. Having these ready prevents arithmetic errors on the form itself.
  3. Complete the declaration and payment section. Tick the box confirming that no admission or defence has been filed and that the particulars of claim were properly served. Then set out how you want the defendant to pay: in one lump sum immediately, by a specific future date, or by monthly instalments. Your choice affects how the court enforces the judgment later, so think about what the defendant is realistically able to pay.
  4. Calculate interest carefully. If your claim form reserved the right to claim interest, you can add interest accrued from the date the claim was issued up to the date you ask for judgment. The daily rate should match what you pleaded in the particulars. Getting this wrong is one of the most common reasons N225 forms are returned, so double-check your workings before signing.
  5. File the form with the correct court office. Submit the completed N225 to the court handling your claim, which for most paper claims is the County Court Money Claims Centre in Salford. Claims started through Money Claim Online can usually be progressed to judgment electronically through the same portal. There is no court fee for filing N225 itself, which makes moving to judgment quickly a sensible step once the defendant's time has expired.

Common questions

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Common questions

Q When can I file Form N225?
You can file N225 once the defendant's period for responding has expired without them filing an acknowledgment of service or defence. Usually that means 14 days after deemed service of the particulars of claim, or 28 days if an acknowledgment of service was filed but no defence followed. You can also use it to respond to a defendant's admission on form N9A.
Q Is there a court fee for filing N225?
No fee is payable for requesting judgment in default or on admission using Form N225. The court fees you have already paid when issuing the claim cover the judgment stage. Enforcement of the judgment, such as instructing bailiffs or applying for a charging order, does attract separate fees, so factor that into your decision before choosing an enforcement route.
Q What is the difference between N225 and N227?
N225 is for claims where the amount owed is a specified, fixed figure. N227 is used for unspecified money claims, where the court needs to decide how much is payable because the sum depends on evidence, such as damages for breach of contract with variable loss. If your particulars of claim set out a precise debt figure, N225 is the correct form.
Q What happens after the court enters judgment?
The court will send both parties a judgment order confirming the amount payable and any terms you requested, such as instalments or a payment date. If the defendant does not pay, you can move to enforcement through options like a warrant of control, an attachment of earnings order, a third party debt order, or a charging order on property. Each has its own form and fee.
Q Can the defendant set aside a default judgment?
Yes. Under CPR Part 13, a defendant can apply to set aside a default judgment if it was entered irregularly, for example because the claim form was not properly served, or if they have a real prospect of successfully defending the claim and can show good reason for not responding in time. An application carries its own fee and is decided by a district judge.
Q What if the defendant admits part of the claim?
If the defendant files a partial admission on form N9A, you can use N225 to accept the admitted sum as full settlement, to accept the admitted sum and proceed with the balance in dispute, or to reject the offered payment terms and ask the court to determine them. Consider carefully whether accepting a partial admission is better than continuing to trial.
Q Do I need a solicitor to complete Form N225?
No, N225 is designed to be accessible for litigants in person, and many claimants complete it themselves. That said, if your claim is substantial or the defendant has raised points that may justify setting judgment aside later, getting some guidance on the process before filing can save time and prevent procedural mistakes that trigger delays.
If you're dealing with this kind of situation, speak to an experienced legal adviser who can walk you through it — from £89.

Sources

This guide is based on primary UK law and official guidance.

Brad Askew, Solicitor (non-practising)

Written & reviewed by

Brad Askew Solicitor (non-practising)

Brad is on the roll of solicitors of England & Wales but does not hold a practising certificate and does not provide legal advice. LegalDocuments.co.uk is not a law firm and does not provide regulated legal advice.

Legal disclaimer
This article is for general information only. It is a tool to help you find your way — not legal advice, and not a substitute for speaking to a qualified adviser about your situation.