Brad is on the roll of solicitors of England & Wales but does not hold a practising certificate and does not provide legal advice.
Updated June 2026 · England & Wales
When a defendant admits all or part of a money claim you have brought in the County Court, Form N225 is the document you use to ask the court to enter judgment and set the terms of payment. It applies only where the claim is for a specified sum, meaning you asked for a precise figure rather than damages to be assessed.
Getting this form right matters because it determines when and how the defendant has to pay, and whether you are accepting what they have offered or pushing for something different. This guide walks through what the form covers, how each section works, and the practical decisions you need to make before sending it back to the court.
If you are weighing up whether to accept an instalment offer or challenge it, that choice has real consequences for how quickly you recover the money.
What this document is
Form N225 is the official County Court form used in England and Wales to request judgment on a claim for a specified amount after the defendant has responded with an admission. If someone you have sued through the money claims process admits they owe you the full sum, part of it, or offers to pay by instalments, this is the form you complete to convert that admission into an enforceable court judgment.
The form covers four key areas. First, you confirm that particulars of claim have been properly served. Second, you respond to the defendant's admission, whether that means accepting their offer of payment, rejecting it and proposing your own terms, or asking the court to decide the rate of payment.
Third, you provide the defendant's date of birth if you know it, which helps with enforcement later. Fourth, you set out exactly what judgment you want entered, including the principal sum, interest accrued since issue, court fees, and any fixed costs.
Once signed and returned to the County Court Money Claims Centre, the court can enter judgment without a hearing in most cases.
How to use this document
Confirm service of particulars of claim. In Section A, state whether the particulars of claim have been served on the defendant in line with the Civil Procedure Rules. This is important because judgment cannot be entered until the defendant has been properly notified of what is being claimed against them and given the chance to respond.
Respond to the defendant's admission. Section B is where you deal with what the defendant has offered. If they have proposed a payment arrangement such as instalments or a lump sum by a certain date, tick whether you accept or reject it. If you reject the offer, you must put forward your own proposed terms for the court to consider.
Provide the defendant's date of birth. Section C asks for the defendant's date of birth if you know it. This is not mandatory, but it helps the court register the judgment accurately and assists with any later enforcement action such as attachment of earnings or charging orders, so include it if the information is available to you.
Set out the judgment figures. In Section D, list the amount owed on the original claim, interest accrued from the date the claim was issued up to the date of judgment, the court issue fee, and any fixed solicitors' costs you are entitled to claim. Make sure the arithmetic is correct because the court will enter judgment for the figures you state.
Sign, date, and return to the court. Sign the statement of truth to confirm everything on the form is accurate. Send the completed form to the County Court Money Claims Centre or the court dealing with your claim, quoting the claim number clearly on every page and in any covering correspondence.
Q When should I use Form N225 rather than a different form?
Use Form N225 where your claim was for a specified amount of money and the defendant has filed an admission, either admitting the whole claim or part of it. If your claim is for an unspecified sum, such as damages to be assessed, you would use Form N227 instead. If the defendant has not responded at all and the deadline has passed, you would typically use Form N225A for a default judgment in a specified claim.
Q What happens if I reject the defendant's payment proposal?
If you reject what the defendant has offered, the court will look at both your proposal and theirs and decide the rate and timing of payment. A court officer may determine this administratively, or in some cases a judge will make the decision, sometimes after a short hearing. The court considers what the defendant can realistically afford alongside your position, so rejecting an offer does not automatically mean you get the terms you want.
Q Can I claim interest on the judgment sum?
Yes, in many cases you can claim interest from the date the claim was issued up to the date judgment is entered, provided you pleaded interest in your particulars of claim. The rate is usually 8 per cent per year under the County Courts Act unless a contract or statute specifies a different rate. Calculate the daily rate and multiply by the number of days to work out the figure to enter on the form.
Q Do I need to pay a fee to submit Form N225?
There is no separate fee to request judgment on admission using Form N225, because the fee was already paid when the claim was issued. However, if you later need to enforce the judgment through methods such as a warrant of control, attachment of earnings, or a charging order, separate enforcement fees will apply. Check the current fee schedule on gov.uk before starting any enforcement action.
Q What if the defendant admits only part of the claim?
Where the defendant admits part of the claim and disputes the rest, you have a choice. You can accept the admitted portion and have judgment entered for that amount, with the disputed part continuing as a defended claim. Alternatively, you can reject the part admission entirely and let the whole claim proceed to defence. Think carefully before deciding, because accepting part usually closes off that portion of the dispute.
Q How long does it take to get judgment after submitting the form?
Processing times vary depending on the County Court Money Claims Centre workload, but judgment on admission is usually entered within a few weeks once the form has been received and checked. If you have rejected the defendant's proposal and asked the court to set the rate of payment, it may take longer because a judge or court officer has to make that determination before the judgment order is issued.
Q What can I do once judgment has been entered?
Once judgment is entered, the defendant is legally required to pay according to the terms set by the court. If they fail to do so, you can take enforcement steps such as instructing bailiffs, obtaining an attachment of earnings order, applying for a charging order over property, or requesting a third party debt order against their bank account. Each enforcement method has its own form, fee, and practical considerations.
Deciding whether to accept a defendant's instalment proposal or push for different terms can shape how quickly you actually see the money. An experienced legal adviser can help you think through the options based on what you describe on the call.
✓Plain-English answers to your specific questions about Form N225
✓Practical perspective on accepting or rejecting the defendant's offer
✓A clearer sense of what to watch out for in your situation
✓Guidance tailored to what you describe about your claim
Personal call · For information only · Independent advisers
Written & reviewed by
Brad Askew Solicitor (non-practising)
Brad is on the roll of solicitors of England & Wales but does not hold a practising certificate and does not provide legal advice. LegalDocuments.co.uk is not a law firm and does not provide regulated legal advice.
This article is for general information only. It is a tool to help you find your way — not legal advice, and not a substitute for speaking to a qualified adviser about your situation.