@font-face{font-family:Inter;font-style:normal;font-weight:100 900;font-display:swap;src:url(../media/2c55a0e60120577a-s.0-dom-5bn10r2.woff2?dpl=dpl_G7B2aZNFtyazE3wqDp2U823qaANK)format("woff2");unicode-range:U+460-52F,U+1C80-1C8A,U+20B4,U+2DE0-2DFF,U+A640-A69F,U+FE2E-FE2F}@font-face{font-family:Inter;font-style:normal;font-weight:100 900;font-display:swap;src:url(../media/9c72aa0f40e4eef8-s.1y4-pdgsjb-pw.woff2?dpl=dpl_G7B2aZNFtyazE3wqDp2U823qaANK)format("woff2");unicode-range:U+301,U+400-45F,U+490-491,U+4B0-4B1,U+2116}@font-face{font-family:Inter;font-style:normal;font-weight:100 900;font-display:swap;src:url(../media/ad66f9afd8947f86-s.3lvt2whj97whp.woff2?dpl=dpl_G7B2aZNFtyazE3wqDp2U823qaANK)format("woff2");unicode-range:U+1F??}@font-face{font-family:Inter;font-style:normal;font-weight:100 900;font-display:swap;src:url(../media/5476f68d60460930-s.2uwcyprjm3xu3.woff2?dpl=dpl_G7B2aZNFtyazE3wqDp2U823qaANK)format("woff2");unicode-range:U+370-377,U+37A-37F,U+384-38A,U+38C,U+38E-3A1,U+3A3-3FF}@font-face{font-family:Inter;font-style:normal;font-weight:100 900;font-display:swap;src:url(../media/2bbe8d2671613f1f-s.0k62hbripvv8p.woff2?dpl=dpl_G7B2aZNFtyazE3wqDp2U823qaANK)format("woff2");unicode-range:U+102-103,U+110-111,U+128-129,U+168-169,U+1A0-1A1,U+1AF-1B0,U+300-301,U+303-304,U+308-309,U+323,U+329,U+1EA0-1EF9,U+20AB}@font-face{font-family:Inter;font-style:normal;font-weight:100 900;font-display:swap;src:url(../media/1bffadaabf893a1e-s.3-6t-g6q0vh0a.woff2?dpl=dpl_G7B2aZNFtyazE3wqDp2U823qaANK)format("woff2");unicode-range:U+100-2BA,U+2BD-2C5,U+2C7-2CC,U+2CE-2D7,U+2DD-2FF,U+304,U+308,U+329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}@font-face{font-family:Inter;font-style:normal;font-weight:100 900;font-display:swap;src:url(../media/83afe278b6a6bb3c-s.p.2bn3s6zvc0dyp.woff2?dpl=dpl_G7B2aZNFtyazE3wqDp2U823qaANK)format("woff2");unicode-range:U+??,U+131,U+152-153,U+2BB-2BC,U+2C6,U+2DA,U+2DC,U+304,U+308,U+329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}@font-face{font-family:Inter Fallback;src:local(Arial);ascent-override:90.44%;descent-override:22.52%;line-gap-override:0.0%;size-adjust:107.12%}.inter_c15e96cb-module__0bjUvq__className{font-family:Inter,Inter Fallback;font-style:normal}.inter_c15e96cb-module__0bjUvq__variable{--font-inter:"Inter", "Inter Fallback"}
@layer properties{@supports (((-webkit-hyphens:none)) and (not (margin-trim:inline))) or ((-moz-orient:inline) and (not (color:rgb(from red r g b)))){*,:before,:after,::backdrop{--tw-border-style:solid;--tw-shadow:0 0 #0000;--tw-shadow-color:initial;--tw-shadow-alpha:100%;--tw-inset-shadow:0 0 #0000;--tw-inset-shadow-color:initial;--tw-inset-shadow-alpha:100%;--tw-ring-color:initial;--tw-ring-shadow:0 0 #0000;--tw-inset-ring-color:initial;--tw-inset-ring-shadow:0 0 #0000;--tw-ring-inset:initial;--tw-ring-offset-width:0px;--tw-ring-offset-color:#fff;--tw-ring-offset-shadow:0 0 #0000;--tw-outline-style:solid;--tw-blur:initial;--tw-brightness:initial;--tw-contrast:initial;--tw-grayscale:initial;--tw-hue-rotate:initial;--tw-invert:initial;--tw-opacity:initial;--tw-saturate:initial;--tw-sepia:initial;--tw-drop-shadow:initial;--tw-drop-shadow-color:initial;--tw-drop-shadow-alpha:100%;--tw-drop-shadow-size:initial}}}@layer theme{:root,:host{--font-mono:ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace;--default-transition-duration:.15s;--default-transition-timing-function:cubic-bezier(.4, 0, .2, 1);--default-font-family:var(--font-inter,Inter, system-ui, sans-serif);--default-mono-font-family:var(--font-mono)}}@layer base{*,:after,:before,::backdrop{box-sizing:border-box;border:0 solid;margin:0;padding:0}::file-selector-button{box-sizing:border-box;border:0 solid;margin:0;padding:0}html,:host{-webkit-text-size-adjust:100%;tab-size:4;line-height:1.5;font-family:var(--default-font-family,ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji");font-feature-settings:var(--default-font-feature-settings,normal);font-variation-settings:var(--default-font-variation-settings,normal);-webkit-tap-highlight-color:transparent}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){-webkit-text-decoration:underline dotted;text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,samp,pre{font-family:var(--default-mono-font-family,ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace);font-feature-settings:var(--default-mono-font-feature-settings,normal);font-variation-settings:var(--default-mono-font-variation-settings,normal);font-size:1em}small{font-size:80%}sub,sup{vertical-align:baseline;font-size:75%;line-height:0;position:relative}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}:-moz-focusring{outline:auto}progress{vertical-align:baseline}summary{display:list-item}ol,ul,menu{list-style:none}img,svg,video,canvas,audio,iframe,embed,object{vertical-align:middle;display:block}img,video{max-width:100%;height:auto}button,input,select,optgroup,textarea{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}::file-selector-button{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}:where(select:is([multiple],[size])) optgroup{font-weight:bolder}:where(select:is([multiple],[size])) optgroup option{padding-inline-start:20px}::file-selector-button{margin-inline-end:4px}::placeholder{opacity:1}@supports (not ((-webkit-appearance:-apple-pay-button))) or (contain-intrinsic-size:1px){::placeholder{color:currentColor}@supports (color:color-mix(in lab, red, red)){::placeholder{color:color-mix(in oklab, currentcolor 50%, transparent)}}}textarea{resize:vertical}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-date-and-time-value{min-height:1lh;text-align:inherit}::-webkit-datetime-edit{display:inline-flex}::-webkit-datetime-edit-fields-wrapper{padding:0}::-webkit-datetime-edit{padding-block:0}::-webkit-datetime-edit-year-field{padding-block:0}::-webkit-datetime-edit-month-field{padding-block:0}::-webkit-datetime-edit-day-field{padding-block:0}::-webkit-datetime-edit-hour-field{padding-block:0}::-webkit-datetime-edit-minute-field{padding-block:0}::-webkit-datetime-edit-second-field{padding-block:0}::-webkit-datetime-edit-millisecond-field{padding-block:0}::-webkit-datetime-edit-meridiem-field{padding-block:0}::-webkit-calendar-picker-indicator{line-height:1}:-moz-ui-invalid{box-shadow:none}button,input:where([type=button],[type=reset],[type=submit]){appearance:button}::file-selector-button{appearance:button}::-webkit-inner-spin-button{height:auto}::-webkit-outer-spin-button{height:auto}[hidden]:where(:not([hidden=until-found])){display:none!important}}@layer components;@layer utilities{.collapse{visibility:collapse}.invisible{visibility:hidden}.visible{visibility:visible}.absolute{position:absolute}.fixed{position:fixed}.relative{position:relative}.static{position:static}.sticky{position:sticky}.isolate{isolation:isolate}.container{width:100%}@media (min-width:40rem){.container{max-width:40rem}}@media (min-width:48rem){.container{max-width:48rem}}@media (min-width:64rem){.container{max-width:64rem}}@media (min-width:80rem){.container{max-width:80rem}}@media (min-width:96rem){.container{max-width:96rem}}.block{display:block}.contents{display:contents}.flex{display:flex}.grid{display:grid}.hidden{display:none}.inline{display:inline}.table{display:table}.shrink{flex-shrink:1}.grow{flex-grow:1}.resize{resize:both}.rounded{border-radius:.25rem}.border{border-style:var(--tw-border-style);border-width:1px}.underline{text-decoration-line:underline}.antialiased{-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}.shadow{--tw-shadow:0 1px 3px 0 var(--tw-shadow-color,#0000001a), 0 1px 2px -1px var(--tw-shadow-color,#0000001a);box-shadow:var(--tw-inset-shadow), var(--tw-inset-ring-shadow), var(--tw-ring-offset-shadow), var(--tw-ring-shadow), var(--tw-shadow)}.ring{--tw-ring-shadow:var(--tw-ring-inset,) 0 0 0 calc(1px + var(--tw-ring-offset-width)) var(--tw-ring-color,currentcolor);box-shadow:var(--tw-inset-shadow), var(--tw-inset-ring-shadow), var(--tw-ring-offset-shadow), var(--tw-ring-shadow), var(--tw-shadow)}.outline{outline-style:var(--tw-outline-style);outline-width:1px}.blur{--tw-blur:blur(8px);filter:var(--tw-blur,) var(--tw-brightness,) var(--tw-contrast,) var(--tw-grayscale,) var(--tw-hue-rotate,) var(--tw-invert,) var(--tw-saturate,) var(--tw-sepia,) var(--tw-drop-shadow,)}.filter{filter:var(--tw-blur,) var(--tw-brightness,) var(--tw-contrast,) var(--tw-grayscale,) var(--tw-hue-rotate,) var(--tw-invert,) var(--tw-saturate,) var(--tw-sepia,) var(--tw-drop-shadow,)}.transition{transition-property:color,background-color,border-color,outline-color,text-decoration-color,fill,stroke,--tw-gradient-from,--tw-gradient-via,--tw-gradient-to,opacity,box-shadow,transform,translate,scale,rotate,filter,-webkit-backdrop-filter,backdrop-filter,display,content-visibility,overlay,pointer-events;transition-timing-function:var(--tw-ease,var(--default-transition-timing-function));transition-duration:var(--tw-duration,var(--default-transition-duration))}}:root{--ink:#1f2d3d;--ink-soft:#51606e;--paper:#fff;--bg:#f6f4f0;--card:#fff;--sky:#e8eef4;--navy:#15324e;--accent:#15324e;--accent-deep:#0d2236;--accent-wash:#e8eef4;--border:#e7e2d9;--hairline:#e7e2d9;--warn-bg:#fdf6ec;--warn-border:#e8d9af;--gold:#b5822f;--gold-dark:#8e6220;--gold-bg:#fdf6ec;--positive:#166b47;--positive-bg:#e7f1ea;--attention:#845611;--attention-bg:#fbefd7;--green:#166b47;--radius:12px;--measure:760px;--motion-fade:.3s ease-out;--motion-move:.2s ease-out}*,:before,:after{box-sizing:border-box}html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}body{background:var(--bg);color:var(--ink);font-family:var(--font-inter,Inter), system-ui, -apple-system, sans-serif;-webkit-font-smoothing:antialiased;text-rendering:optimizelegibility;margin:0;font-size:17px;line-height:1.6}@media (prefers-reduced-motion:no-preference){@keyframes ldo-fade-up{0%{opacity:0;transform:translateY(12px)}to{opacity:1;transform:translateY(0)}}.ldo-fade-up{animation:ldo-fade-up var(--motion-fade) both}}h1,h2,h3,h4{color:var(--ink);letter-spacing:-.015em;line-height:1.2}h1{margin:0 0 .5em;font-size:clamp(1.9rem,4vw,2.6rem)}a{color:var(--accent);text-underline-offset:2px;text-decoration:underline}a:hover{color:var(--accent-deep)}main{max-width:var(--measure);margin:0 auto;padding:48px 24px 96px}.ldo-skip-link{background:var(--navy);color:#fff;z-index:9999;border-radius:4px;padding:.5rem 1rem;font-size:.875rem;font-weight:600;text-decoration:none;transition:top .1s;position:absolute;top:-100px;left:1rem}.ldo-skip-link:focus{top:1rem}.ldo-site-header{background:var(--card);border-bottom:1px solid var(--hairline);z-index:200;position:sticky;top:0}.ldo-site-header-in{justify-content:space-between;align-items:center;gap:1rem;max-width:1200px;height:60px;margin:0 auto;padding:0 1.5rem;display:flex}.ldo-site-logo{color:var(--navy);letter-spacing:-.02em;flex-shrink:0;font-size:1.1rem;font-weight:800;text-decoration:none}.ldo-site-logo-tld{color:var(--ink-soft);font-weight:600}.ldo-site-nav{align-items:center;gap:.25rem;display:flex}.ldo-nav-link{color:var(--ink-soft);white-space:nowrap;border-radius:6px;padding:.375rem .75rem;font-size:.875rem;font-weight:500;text-decoration:none;transition:background .12s,color .12s}.ldo-nav-link:hover{background:var(--sky);color:var(--navy);text-decoration:none}.ldo-nav-link[aria-current=page]{background:var(--sky);color:var(--navy);font-weight:600}.ldo-nav-cta{color:#fff;background:var(--navy);white-space:nowrap;border-radius:6px;flex-shrink:0;margin-left:.75rem;padding:.5rem 1.125rem;font-size:.875rem;font-weight:600;text-decoration:none;transition:background .12s}.ldo-nav-cta:hover{background:var(--gold);color:#fff;text-decoration:none}.ldo-site-nav-m{display:none;position:relative}.ldo-site-nav-m>summary{cursor:pointer;color:var(--navy);border:1px solid var(--hairline);-webkit-user-select:none;user-select:none;border-radius:6px;padding:.375rem .75rem;font-size:.9rem;font-weight:600;list-style:none}.ldo-site-nav-m>summary::-webkit-details-marker{display:none}.ldo-site-nav-m[open]>summary{background:var(--sky)}.ldo-site-nav-m nav{background:var(--card);border:1px solid var(--hairline);z-index:50;border-radius:10px;min-width:240px;position:absolute;top:calc(100% + 6px);right:0;overflow:hidden;box-shadow:0 8px 24px #15324e1f}.ldo-drawer-links{margin:0;padding:6px 0;list-style:none}.ldo-drawer-links li a{color:var(--ink);border-bottom:1px solid var(--hairline);padding:.8125rem 1.25rem;font-size:.9375rem;font-weight:500;text-decoration:none;transition:background .1s;display:block}.ldo-drawer-links li a:hover{background:var(--sky);text-decoration:none}.ldo-drawer-links li a[aria-current=page]{color:var(--navy);background:var(--sky);font-weight:600}.ldo-drawer-links li:last-child a{border-bottom:none}.ldo-drawer-cta{border-top:1px solid var(--hairline);padding:1rem 1.25rem}.ldo-drawer-cta a{text-align:center;color:#fff;background:var(--navy);border-radius:8px;padding:.75rem 1.25rem;font-size:.9375rem;font-weight:600;text-decoration:none;transition:background .12s;display:block}.ldo-drawer-cta a:hover{background:var(--gold);text-decoration:none}.ldo-drawer-secondary{color:var(--ink-soft);text-align:center;padding:.75rem 1.25rem 1.25rem;font-size:.75rem;line-height:1.6}.ldo-drawer-secondary a{color:var(--ink-soft);font-size:.75rem;text-decoration:none}.ldo-drawer-secondary a:hover{color:var(--navy);text-decoration:underline}@media (max-width:768px){.ldo-site-nav,.ldo-nav-cta{display:none}.ldo-site-nav-m{display:block}}.ldo-site-footer{background:var(--navy);margin-top:64px}.ldo-site-footer-in{max-width:1200px;margin:0 auto}.ldo-site-footer-cols{grid-template-columns:repeat(auto-fill,minmax(160px,1fr));gap:2rem 1.75rem;padding:2.25rem 2rem;display:grid}.ldo-site-footer-col-h{letter-spacing:.1em;text-transform:uppercase;color:#ffffff73;margin:0 0 .875rem;font-size:.6875rem;font-weight:600}.ldo-site-footer-col ul{flex-direction:column;gap:.5rem;margin:0;padding:0;list-style:none;display:flex}.ldo-site-footer-col li{margin:0}.ldo-site-footer-col a{color:#ffffffb8;font-size:.8125rem;line-height:1.4;text-decoration:none}.ldo-site-footer-col a:hover{color:#fff;text-decoration:underline}.ldo-site-footer-compliance{border-top:1px solid #ffffff1a;padding:1.25rem 2rem 2rem}.ldo-site-footer-lead{color:#ffffff80;max-width:72ch;margin:0 0 .875rem;font-size:.8125rem;line-height:1.7}.ldo-site-footer-nav{flex-wrap:wrap;gap:.5rem 1.125rem;margin:0 0 .875rem;display:flex}.ldo-site-footer-nav a{color:#ffffff8c;font-size:.8125rem;text-decoration:none}.ldo-site-footer-nav a:hover{color:#ffffffe6;text-decoration:underline}.ldo-site-footer-copy{color:#ffffff59;margin:0;font-size:.75rem}.ldo-trust{background:var(--accent-wash);border:1px solid var(--border);border-radius:var(--radius);color:var(--ink-soft);margin:0 0 28px;padding:14px 18px;font-size:.95rem}.ldo-trust p{margin:0}.ldo-pillar{color:var(--ink-soft);border:1px solid var(--hairline);background:var(--card);border-radius:100px;align-items:center;gap:6px;margin:0 0 16px;padding:4px 10px 4px 6px;font-size:.8125rem;text-decoration:none;transition:background .12s,color .12s;display:inline-flex}.ldo-pillar:hover{background:var(--sky);color:var(--navy);text-decoration:none}.ldo-pillar-arrow{color:var(--ink-soft);font-size:.9em}.ldo-pillar-l{color:var(--ink-soft)}.ldo-pillar-n{color:var(--navy);font-weight:600}.ldo-byline{border-top:1px solid var(--border);border-bottom:1px solid var(--border);align-items:flex-start;gap:12px;margin:0 0 16px;padding:14px 0;font-size:.92rem;display:flex}.ldo-av{background:var(--accent);color:#fff;border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;width:40px;height:40px;font-size:.85rem;font-weight:700;display:flex}.ldo-byline-name{color:var(--ink);margin-bottom:2px;font-weight:500}.ldo-badge{color:var(--accent-deep);background:var(--accent-wash);border:1px solid var(--border);vertical-align:middle;border-radius:100px;margin-left:6px;padding:1px 8px;font-size:.75rem;font-weight:600;display:inline-block}.ldo-byline-cred{color:var(--ink-soft);font-size:.82rem;line-height:1.4}.ldo-meta{color:var(--ink-soft);margin:14px 0 28px;font-size:.82rem}.ldo-label{color:var(--ink);letter-spacing:-.015em;margin:1.8em 0 .5em;font-size:1.4rem;font-weight:700;line-height:1.2}.ldo-intro,.ldo-prose{color:var(--ink);font-size:1.08rem;line-height:1.75}.ldo-intro{margin-bottom:1.6em}.ldo-prose>:first-child{margin-top:0}.ldo-prose p,.ldo-intro p{margin:0 0 1.2em}.ldo-prose h2{margin:1.8em 0 .5em;font-size:1.5rem}.ldo-prose h3{margin:1.5em 0 .4em;font-size:1.22rem}.ldo-prose ul,.ldo-prose ol{margin:0 0 1.2em;padding-left:1.4em}.ldo-prose ul{list-style:outside}.ldo-prose ol{list-style:decimal-leading-zero}.ldo-prose ol>li::marker{color:var(--accent);font-weight:700}.ldo-prose li{margin:.35em 0}.ldo-prose a{text-decoration:underline}.ldo-prose blockquote{border-left:3px solid var(--accent);color:var(--ink-soft);margin:1.6em 0;padding:4px 0 4px 20px;font-style:italic}.ldo-inline-cta,.ldo-inline-cta-alt{background:var(--paper);border:1px solid var(--border);border-radius:var(--radius);color:var(--ink);margin:32px 0;padding:20px 22px;font-size:1rem;line-height:1.6;box-shadow:0 14px 30px -22px #143a6b73}.ldo-inline-cta-alt{background:var(--accent-wash);border-color:var(--accent)}.ldo-inline-cta a,.ldo-inline-cta-alt a{color:var(--accent);text-decoration:underline}.ldo-inline-cta a:hover,.ldo-inline-cta-alt a:hover{color:var(--accent-deep)}.ldo-faq{border:1px solid var(--border);border-radius:var(--radius);background:var(--paper);margin:0 0 10px;padding:18px 20px}.ldo-faq-q{color:var(--ink);margin-bottom:10px;font-weight:600;line-height:1.4}.ldo-qb{background:var(--accent);color:#fff;vertical-align:middle;border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;width:24px;height:24px;margin-right:8px;font-size:.75rem;font-weight:700;display:inline-flex}.ldo-faq-a{color:var(--ink-soft);font-size:.97rem;line-height:1.65}.ldo-sources-card{background:var(--card);border:1px solid var(--hairline);border-radius:10px;margin:2.5rem 0;padding:1.125rem 1.375rem}.ldo-sources-header{align-items:center;gap:.5rem;margin-bottom:.25rem;display:flex}.ldo-src2-lab{color:var(--navy);letter-spacing:-.01em;margin:0;font-size:1rem;font-weight:700}.ldo-sources-subhead{color:var(--ink-soft);margin:0 0 .875rem;font-size:.8125rem;line-height:1.5}.ldo-sources-list{flex-direction:column;margin:0;padding:0;list-style:none;display:flex}.ldo-sources-item{border-top:1px solid var(--hairline);align-items:flex-start;gap:.75rem;padding:.625rem 0;display:flex}.ldo-sources-item:first-child{border-top:none}.ldo-src-tag{letter-spacing:.05em;text-transform:uppercase;white-space:nowrap;border-radius:4px;flex-shrink:0;margin-top:2px;padding:.175rem .5rem;font-size:.625rem;font-weight:700;display:inline-block}.ldo-src-tag--legislation{color:var(--navy);background:#15324e1a}.ldo-src-tag--gov{background:var(--positive-bg);color:var(--positive)}.ldo-src-tag--official{background:var(--sky);color:#1a4f72}.ldo-sources-item-text{flex:1;min-width:0}.ldo-sources-item-text a{color:var(--gold-dark);text-underline-offset:2px;font-size:.9375rem;font-weight:500;line-height:1.4;text-decoration:underline;display:block}.ldo-sources-item-text a:hover{color:var(--navy)}.ldo-sources-domain{color:var(--ink-soft);margin-top:.1rem;font-size:.75rem;display:block}.ldo-author-box{background:var(--card);border:1px solid var(--hairline);border-radius:12px;align-items:flex-start;gap:1.25rem;margin:2.5rem 0;padding:1.5rem;display:flex}.ldo-author-photo{object-fit:cover;border:2px solid var(--hairline);background:var(--sky);border-radius:50%;flex-shrink:0;width:72px!important;height:72px!important}.ldo-author-details{flex:1;min-width:0}.ldo-author-label{letter-spacing:.07em;text-transform:uppercase;color:var(--ink-soft);margin:0 0 .25rem;font-size:.6875rem;font-weight:700}.ldo-author-name{color:var(--navy);margin:0 0 .5rem;font-size:1rem;font-weight:700;line-height:1.3}.ldo-ab-bio{color:var(--ink);margin:0 0 .75rem;font-size:.875rem;line-height:1.6}.ldo-author-links{flex-wrap:wrap;gap:1rem;display:flex}.ldo-author-links a{color:var(--gold-dark);text-underline-offset:2px;font-size:.8125rem;font-weight:500;text-decoration:underline}.ldo-author-links a:hover{color:var(--navy)}.ldo-av-lg{background:var(--accent);color:#fff;border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;width:52px;height:52px;font-size:1rem;font-weight:700;display:flex}.ldo-ab-name{color:var(--ink);margin-bottom:6px;font-size:1.05rem;font-weight:600}.ldo-disclaimer{background:var(--warn-bg);border:1px solid var(--warn-border);border-radius:var(--radius);margin:40px 0 0;padding:18px 22px}.ldo-disc-l{text-transform:uppercase;letter-spacing:.08em;color:var(--ink-soft);margin-bottom:6px;font-size:.78rem;font-weight:700}.ldo-disc-t{color:var(--ink);font-size:.95rem;line-height:1.55}.ldo-related{background:var(--accent-wash);border:1px solid var(--border);border-radius:var(--radius);margin:36px 0;padding:22px}.ldo-related h2{margin:0 0 12px;font-size:1.1rem}.ldo-related ul{margin:0;padding-left:1.2em}.ldo-related li{margin:.4em 0}.ldo-section-nav{border-top:1px solid var(--hairline);margin:3rem 0;padding-top:2rem}.ldo-section-nav h2{letter-spacing:.06em;text-transform:uppercase;color:var(--ink-soft);margin:0 0 1rem;font-size:.75rem;font-weight:600}.ldo-section-nav ul{flex-direction:column;gap:.5rem;margin:0;padding:0;list-style:none;display:flex}.ldo-section-nav li{margin:0}.ldo-section-nav a{background:var(--card);border:1px solid var(--hairline);color:var(--navy);border-radius:8px;padding:.75rem 1rem;font-size:.875rem;font-weight:500;line-height:1.4;text-decoration:none;transition:border-color .15s,box-shadow .15s;display:block}.ldo-section-nav a:hover{border-color:var(--gold);color:var(--navy);text-decoration:none;box-shadow:0 1px 6px #b5822f1f}.ldo-section-nav-all{margin:1rem 0 0;font-size:.875rem;font-weight:600}.ldo-section-nav-all a{background:var(--card);border:1px solid var(--hairline);color:var(--navy);border-radius:8px;padding:.75rem 1rem;font-size:.875rem;font-weight:600;text-decoration:none;transition:border-color .15s;display:inline-block}.ldo-section-nav-all a:hover{border-color:var(--gold);text-decoration:none}.ldo-mobile-cta{margin:40px 0 0}.ldo-cta{background:var(--accent);border-radius:var(--radius);overflow:hidden}.ldo-cta-inner{flex-direction:column;gap:12px;padding:28px 24px 24px;display:flex}.ldo-cta-eye{text-transform:uppercase;letter-spacing:.1em;color:#ffffffbf;font-size:.8rem;font-weight:700}.ldo-cta-h{color:#fff;letter-spacing:-.01em;margin:0;font-size:1.35rem;font-weight:700;line-height:1.25}.ldo-cta-b{color:#ffffffe0;margin:0;font-size:.97rem;line-height:1.55}.ldo-cta-gets{flex-direction:column;gap:6px;margin:4px 0;display:flex}.ldo-cta-g-l{text-transform:uppercase;letter-spacing:.07em;color:#ffffffa6;margin-bottom:4px;font-size:.8rem;font-weight:600}.ldo-get{color:#fff;align-items:center;gap:8px;font-size:.95rem;display:flex}.ldo-tick{color:#fff;flex-shrink:0;font-size:1rem;font-weight:700}.ldo-helpline-cta .ldo-tick{color:var(--positive)}.ldo-price-row{color:#fffc;align-items:baseline;gap:6px;margin:4px 0;font-size:.9rem;display:flex}.ldo-price{color:#fff;letter-spacing:-.02em;font-size:1.6rem;font-weight:700}.ldo-price-n{color:#ffffffa6}.ldo-callback-dot{color:#fff6}.ldo-btn{color:var(--accent-deep);background:#fff;border-radius:100px;justify-content:center;align-self:flex-start;align-items:center;padding:13px 22px;font-size:1rem;font-weight:700;text-decoration:none;transition:background .15s,transform .15s;display:inline-flex}.ldo-btn:hover{background:var(--accent-wash);color:var(--accent-deep);transform:translateY(-1px)}.ldo-btn-ghost{color:#ffffffd9;background:0 0;border:1px solid #ffffff59;border-radius:100px;justify-content:center;align-self:flex-start;align-items:center;padding:10px 18px;font-size:.92rem;font-weight:600;text-decoration:none;transition:background .15s;display:inline-flex}.ldo-btn-ghost:hover{color:#fff;background:#ffffff1a}.ldo-cta-disc{color:#ffffff8c;margin:4px 0 0;font-size:.78rem;line-height:1.4}.ldo-nl-card{background:var(--paper);border:1px solid var(--border);border-radius:var(--radius);margin-top:12px;padding:16px 20px}.ldo-aff-disc{color:var(--ink-soft);margin:0 0 8px;font-size:.78rem}.ldo-hub-intro{color:var(--ink-soft);max-width:540px;margin:0 0 2rem;font-size:.9375rem;line-height:1.7}.ldo-hub-cluster{margin:2.5rem 0 0}.ldo-hub-cluster-label{color:var(--navy);letter-spacing:-.02em;margin:0 0 .625rem;font-size:1.5rem;font-weight:700;line-height:1.25}.ldo-hub-cluster-label em{color:var(--navy);font-style:normal}.ldo-hub-cluster-blurb{color:var(--ink-soft);max-width:540px;margin:0 0 1rem;font-size:.9375rem;line-height:1.7}.ldo-hub-grid{grid-template-columns:repeat(auto-fill,minmax(220px,1fr));gap:1rem;display:grid}.ldo-hub-card{background:var(--card);border:1px solid var(--hairline);color:inherit;border-radius:8px;flex-direction:column;gap:.25rem;padding:1.25rem;text-decoration:none;transition:border-color .15s,box-shadow .15s;display:flex}.ldo-hub-card:hover{border-color:var(--navy);text-decoration:none;box-shadow:0 2px 8px #15324e17}.ldo-hub-count{text-transform:uppercase;letter-spacing:.06em;color:var(--navy);margin-bottom:.25rem;font-size:.75rem;font-weight:600}.ldo-hub-card-title{color:var(--navy);font-size:.875rem;font-weight:600;line-height:1.3}.ldo-hub-card-sub{color:var(--ink-soft);font-size:.8125rem;line-height:1.5}.ldo-hub-cta{background:var(--sky);border:1px solid var(--hairline);border-radius:var(--radius);margin:3rem 0 0;padding:1.75rem 1.625rem}.ldo-hub-cta-h{color:var(--navy);letter-spacing:-.015em;margin:0 0 .5rem;font-size:1.25rem;font-weight:700;line-height:1.25}.ldo-hub-cta-h em{color:var(--navy);font-style:normal}.ldo-hub-cta-b{color:var(--ink-soft);margin:0 0 1rem;font-size:.9375rem;line-height:1.6}.ldo-hub-cta-btn{background:var(--navy);color:#fff;border-radius:8px;justify-content:center;align-items:center;padding:.75rem 1.5rem;font-size:.9375rem;font-weight:700;text-decoration:none;transition:background .15s,transform .1s;display:inline-flex}.ldo-hub-cta-btn:hover{background:var(--accent-deep);color:#fff;text-decoration:none;transform:translateY(-1px)}.ldo-hub-disc{color:var(--ink-soft);margin:1.5rem 0 0;font-size:.8125rem}a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid var(--accent);outline-offset:2px;border-radius:4px}.ldo-helpline{max-width:var(--measure);margin:0 auto;padding:32px 20px 64px}.ldo-helpline h1{margin:18px 0 8px}.ldo-lead{color:var(--ink-soft);margin:0 0 20px;font-size:1.05rem}.ldo-tier-summary{gap:10px;margin:0 0 24px;padding:0;list-style:none;display:grid}.ldo-tier-summary li{background:var(--accent-wash);border:1px solid var(--border);border-radius:var(--radius);padding:12px 16px}.ldo-booking-form{background:var(--paper);border:1px solid var(--border);border-radius:var(--radius);gap:16px;margin:0 0 28px;padding:22px;display:grid}.ldo-tier-pick{border:0;gap:10px;margin:0;padding:0;display:grid}.ldo-tier-pick legend{margin-bottom:6px;font-weight:600}.ldo-tier-opt{border:1px solid var(--border);border-radius:var(--radius);cursor:pointer;align-items:center;gap:10px;padding:12px 14px;display:flex}.ldo-tier-opt.is-selected{border-color:var(--accent);background:var(--accent-wash)}.ldo-tier-name{font-weight:600}.ldo-tier-price{color:var(--accent-deep);margin-left:auto;font-weight:700}.ldo-field{gap:6px;display:grid}.ldo-field>span{font-size:.92rem;font-weight:600}.ldo-field input{border:1px solid var(--border);font-size:1rem;font:inherit;border-radius:8px;padding:10px 12px}.ldo-consent{color:var(--ink-soft);align-items:flex-start;gap:10px;font-size:.92rem;display:flex}.ldo-consent input{margin-top:3px}.ldo-form-error{color:#9a2222;background:#fbeaea;border:1px solid #e9c2c2;border-radius:8px;margin:0;padding:10px 12px;font-size:.92rem}.ldo-pay-btn{background:var(--accent);color:#fff;border-radius:var(--radius);cursor:pointer;border:0;width:100%;padding:14px 18px;font-size:1.02rem;font-weight:700;display:inline-block}.ldo-pay-btn:hover:not(:disabled){background:var(--accent-deep)}.ldo-pay-btn:disabled{opacity:.6;cursor:progress}.ldo-pay-note{text-align:center;color:var(--ink-soft);margin:0;font-size:.82rem}.ldo-wrap{max-width:1200px;margin:0 auto;padding:40px 24px 96px}.ldo-content-rail{grid-template-columns:1fr 300px;align-items:start;gap:3rem;display:grid}.ldo-main{min-width:0;max-width:none;margin:0;padding:0}.ldo-h1{color:var(--navy);letter-spacing:-.02em;margin:0 0 1rem;font-size:clamp(1.5rem,3vw,2rem);font-weight:700;line-height:1.25}.ldo-h2-faq{color:var(--ink);letter-spacing:-.015em;margin:1.8em 0 .5em;font-size:1.4rem;font-weight:700;line-height:1.2}@media (max-width:900px){.ldo-content-rail{grid-template-columns:1fr;gap:2rem}}.ldo-helpline-cta{background:var(--sky);border:1px solid #c8d9e8;border-left:4px solid var(--navy);border-radius:10px;margin:2.5rem 0;padding:1.5rem 1.75rem}.ldo-hcta-eyebrow{letter-spacing:.07em;text-transform:uppercase;color:var(--ink-soft);margin-bottom:.375rem;font-size:.6875rem;font-weight:700}.ldo-hcta-h{color:var(--navy);margin:0 0 .625rem;font-size:1.0625rem;font-weight:700;line-height:1.3}.ldo-hcta-b{color:var(--ink);margin:0 0 .875rem;font-size:.9375rem;line-height:1.65}.ldo-hcta-gets{flex-direction:column;gap:.35rem;margin:0 0 1.125rem;padding:0;list-style:none;display:flex}.ldo-hcta-gets li{color:var(--ink);align-items:center;gap:8px;font-size:.9375rem;line-height:1.5;display:flex}.ldo-hcta-btn{background:var(--navy);color:#fff;text-align:center;border-radius:8px;padding:.75rem 1.5rem;font-size:.9375rem;font-weight:700;text-decoration:none;display:inline-block;background:var(--navy)!important;color:#fff!important;border-radius:8px!important}.ldo-hcta-btn:hover{transform:none;background:var(--accent-deep)!important;color:#fff!important}.ldo-hcta-meta{color:var(--ink-soft);margin-top:.625rem;font-size:.75rem}.ldo-rail{flex-direction:column;gap:1rem;min-width:0;display:flex}.ldo-rail-nl-primary{background:var(--card);border:1.5px solid var(--gold);border-radius:14px;flex-shrink:0;position:relative;box-shadow:0 4px 20px #15324e1a,0 1px 4px #0000000d}.ldo-rail-nl-pill{background:var(--navy);color:#fff;letter-spacing:.08em;text-transform:uppercase;white-space:nowrap;border-radius:20px;padding:.25rem .625rem;font-size:.625rem;font-weight:700;line-height:1;position:absolute;top:-11px;left:1.125rem}.ldo-rail-nl-body{padding:1.375rem 1.25rem 1.25rem}.ldo-rail-nl-title{color:var(--navy);margin:.375rem 0 .625rem;font-size:.9375rem;font-weight:700;line-height:1.3}.ldo-rail-nl-desc{color:var(--ink-soft);-webkit-line-clamp:3;-webkit-box-orient:vertical;margin:0 0 .875rem;font-size:.8125rem;line-height:1.6;display:-webkit-box;overflow:hidden}.ldo-rail-nl-btn{background:var(--gold);color:#fff;text-align:center;box-sizing:border-box;letter-spacing:-.01em;border-radius:9px;width:100%;padding:.8125rem 1rem;font-size:.9375rem;font-weight:700;text-decoration:none;transition:background .15s,transform .1s;display:block}.ldo-rail-nl-btn:hover{background:var(--gold-dark);color:#fff;text-decoration:none;transform:translateY(-1px)}.ldo-rail-nl-detail{color:var(--ink-soft);text-align:center;margin-top:.5rem;font-size:.75rem}.ldo-rail-nl-disc{border-top:1px solid var(--hairline);color:var(--ink-soft);margin-top:.625rem;padding-top:.625rem;font-size:.6875rem;line-height:1.5}.ldo-rail-helpline{background:var(--sky);border:1px solid #c8d9e8;border-radius:10px;flex-shrink:0;overflow:hidden}.ldo-rail-helpline--sub{opacity:.92}.ldo-rail-helpline--primary{border:1.5px solid var(--navy);border-left:4px solid var(--navy);background:var(--accent-wash)}.ldo-rail-helpline--primary .ldo-rail-hl-header{padding:1rem 1.125rem}.ldo-rail-helpline--primary .ldo-rail-hl-title{font-size:1.0625rem}.ldo-rail-helpline--primary .ldo-rail-hl-body{padding:1rem 1.125rem 1.25rem}.ldo-rail-helpline--primary .ldo-rail-hl-btn{padding:.75rem 1rem!important;font-size:.9375rem!important}.ldo-rail-hl-header{background:var(--navy);padding:.75rem 1.125rem}.ldo-rail-hl-eyebrow{letter-spacing:.07em;text-transform:uppercase;color:#fff9;margin-bottom:.125rem;font-size:.6875rem;font-weight:700;display:block}.ldo-rail-hl-title{color:#fff;margin:0;font-size:.9375rem;font-weight:700;line-height:1.3}.ldo-rail-hl-body{padding:.875rem 1.125rem}.ldo-rail-hl-desc{color:var(--ink);margin:0 0 .75rem;font-size:.8125rem;line-height:1.6}.ldo-rail-hl-btn{background:var(--navy);color:#fff;text-align:center;border-radius:7px;width:100%;padding:.625rem 1rem;font-size:.875rem;font-weight:700;text-decoration:none;display:block;background:var(--navy)!important;color:#fff!important;border-radius:7px!important;align-self:auto!important}.ldo-rail-hl-btn:hover{transform:none;background:var(--accent-deep)!important;color:#fff!important}.ldo-rail-hl-price{text-align:center;color:var(--ink-soft);margin-top:.5rem;font-size:.6875rem}.ldo-rail-related{background:var(--card);border:1px solid var(--hairline);border-radius:10px;flex-shrink:0;padding:1rem 1.125rem}.ldo-rail-related-label{letter-spacing:.06em;text-transform:uppercase;color:var(--ink-soft);margin:0 0 .75rem;font-size:.6875rem;font-weight:700}.ldo-rail-related-links{flex-direction:column;display:flex}.ldo-rail-related-link{border-bottom:1px solid var(--hairline);color:var(--navy);justify-content:space-between;align-items:center;gap:.5rem;padding:.625rem 0;font-size:.8125rem;font-weight:500;text-decoration:none;transition:color .15s;display:flex}.ldo-rail-related-link:last-child{border-bottom:none}.ldo-rail-related-link:hover{color:var(--gold-dark);text-decoration:none}.ldo-rail-related-arrow{color:var(--ink-soft);flex-shrink:0;font-size:.75rem}.ldo-rail-disc{background:var(--bg);border:1px solid var(--hairline);border-radius:8px;flex-shrink:0;padding:.75rem 1rem}.ldo-rail-disc p{color:var(--ink-soft);margin:0 0 .5rem;font-size:.75rem;line-height:1.55}.ldo-rail-disc p:last-child{margin-bottom:0}@media (max-width:900px){.ldo-rail{grid-template-columns:1fr 1fr;gap:1rem;display:grid}.ldo-rail-nl-primary,.ldo-rail-disc{grid-column:1/-1}}@media (max-width:600px){.ldo-rail{flex-direction:column;display:flex}}@property --tw-border-style{syntax:"*";inherits:false;initial-value:solid}@property --tw-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}@property --tw-shadow-color{syntax:"*";inherits:false}@property --tw-shadow-alpha{syntax:"<percentage>";inherits:false;initial-value:100%}@property --tw-inset-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}@property --tw-inset-shadow-color{syntax:"*";inherits:false}@property --tw-inset-shadow-alpha{syntax:"<percentage>";inherits:false;initial-value:100%}@property --tw-ring-color{syntax:"*";inherits:false}@property --tw-ring-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}@property --tw-inset-ring-color{syntax:"*";inherits:false}@property --tw-inset-ring-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}@property --tw-ring-inset{syntax:"*";inherits:false}@property --tw-ring-offset-width{syntax:"<length>";inherits:false;initial-value:0}@property --tw-ring-offset-color{syntax:"*";inherits:false;initial-value:#fff}@property --tw-ring-offset-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}@property --tw-outline-style{syntax:"*";inherits:false;initial-value:solid}@property --tw-blur{syntax:"*";inherits:false}@property --tw-brightness{syntax:"*";inherits:false}@property --tw-contrast{syntax:"*";inherits:false}@property --tw-grayscale{syntax:"*";inherits:false}@property --tw-hue-rotate{syntax:"*";inherits:false}@property --tw-invert{syntax:"*";inherits:false}@property --tw-opacity{syntax:"*";inherits:false}@property --tw-saturate{syntax:"*";inherits:false}@property --tw-sepia{syntax:"*";inherits:false}@property --tw-drop-shadow{syntax:"*";inherits:false}@property --tw-drop-shadow-color{syntax:"*";inherits:false}@property --tw-drop-shadow-alpha{syntax:"<percentage>";inherits:false;initial-value:100%}@property --tw-drop-shadow-size{syntax:"*";inherits:false}